Building your Retirement Income Plan
 
 
**(Polaris Advisors, the website, the worksheets and the seminars are not endorsed,reviewed or approved by either Gillette or Procter and Gamble.  Polaris Advisors is an independent Financial Planning Firm, and prospective clients must make their own assessments of the accuracy and validity of the material presented)
 
In this step of the “12 Steps to Early Retirement” we spread our Retirement Budget over six years.  The idea is to review the period between when we take early retirement and when we become fully eligible for Medicare and Social Security. 
 
This analysis will illustrate how our resources will be used during the period before we reach a “steady state” of full retirement.  Specifically, it will show us the effects of beginning Social Security, the reduction in the Gillette pension, and the cost reductions associated with Mortgage payoff and Medicare health coverage, for example.
 
It’s really the last worksheet, times six.
 
Next we will look at the Gillette Pension, and how to coordinate it with the Severance Plan.  After that, we can deal with the Savings Plan Rollover and then schedule the withdrawals we need to fund our Retirement Income Plan.
 
We’ll get to the all important; Investment Management, after that.
 
So, come back soon, and don’t hesitate to contact us with your questions, or to sign up for a seminar.
 
 
 
* These worksheets alone do not constitute a complete Financial Plan.  Please consider all aspects of your situation with competent tax, financial and legal counsel before making any decision to leave employment.  Polaris Advisors, LLC is not responsible for any use or misuse of these tools by persons who have not contracted with Polaris Advisors LLC for Financial Planning Service
 
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