Determining Your Cost of Living
 
 
**(Polaris Advisors, the website, the worksheets and the seminars are not endorsed,reviewed or approved by either Gillette or Procter and Gamble.  Polaris Advisors is an independent Financial Planning Firm, and prospective clients must make their own assessments of the accuracy and validity of the material presented)
 
We’ve given some thought to the announcement of the Procter and Gamble purchase of the Gillette Company.**   Is this a Thunder Storm, or does the cloud have a Silver Lining?
 
The $64,000 question is:  Can I Retire Early?  If they give me a “Package” will it be enough to start my Retirement?  Or, maybe I can just do something else for a while?  Something I always wanted to do, but just didn’t pay enough to quit my Day Time Job?
 
To help make this decision, we’ve prepared a program we call “12 Steps to Early Retirement.”*   The first step is to determine your Cost of Living.  When you know what you spend on what, and what will be changing in Early Retirement, you have begun your analysis.  Instead of pouring over your checkbooks and credit card statements, we use Reverse Engineering.  We’ve given you and example in the attached worksheet. 
 
In future weeks we will present the other 11 steps, and, we’ll have some seminars to go over them.  So, come back often to get the updates, and don’t hesitate to contact us with your questions.
 
“Deciding when to retire is about having enough money to last through your life time, and having enough life time to last through your money.”
 
 
 
* These worksheets alone do not constitute a complete Financial Plan.  Please consider all aspects of your situation with competent tax, financial and legal counsel before making any decision to leave employment.  Polaris Advisors, LLC is not responsible for any use or misuse of these tools by persons who have not contracted with Polaris Advisors LLC for Financial Planning Services.
            
 
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